top of page

A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). In most instances no-down payment is required. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).


You may be eligible for VA financing if you:

 Served in: Army, Air Force, Marines, Navy, National Guard, Coast Guard, Public Health Service
⦁ Actively Served 90 Days Minimum
⦁ Honorable Discharge or General Discharge (under honorable conditions)
⦁ Plan to use home for your Primary Residence

You May Also Be Eligible If One Of The Following Applies To You:

⦁ You were discharged for a service-connected disability
⦁ You were discharged for the convenience of the government after completing at least 20 months of a 2-year enlistment
⦁ You completed not less than 90 days (any part during wartime) or 181 continuous days (peacetime), and
     A - were discharged because of a hardship, or
     B - were determined to have a service-connected compensable disability, or
     C - were discharged or released from active duty for a medical condition which pre-existed service and has not been determined to be service-connected, or
     D - received an involuntary discharge or release from active duty for the convenience of the Government as a result of a reduction in force, or
     E - were discharged or released from active duty for a physical or mental condition not characterized as a disability and not the result of misconduct but which did interfere with your performance of duty

⦁ You are an un-remarried spouse of a veteran who died while in service or from a service connected disability
⦁ You are a spouse of a serviceperson missing in action or a prisoner of war.
⦁ Individuals with service as members in certain organizations, such as Public Health Service officers, cadets/midshipmen at service academies, officers of National Oceanic and Atmospheric Administration, merchant seamen with WWII service, and others.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.


Here’s how our home loan process works:

  • Complete our simple application

  • Receive options based on your unique criteria and scenario

  • Compare mortgage interest rates and terms

  • Choose the offer that best fits your needs

bottom of page