If you are a veteran or currently serving in the military, or active reserves, then a VA loan is a great benefit for your serving our country!

NO ORIGINATION FEE!!! (saves you thousands)  Offer good anywhere in the U.S.

VA loans are guaranteed by the U.S. Department of Veteran Affairs (VA) to eligible veterans for the purchase of a home. The guaranty means the lender is protected against loss if you fail to repay the loan.

In most cases, no down payment is required.

Many benefits of a Military or Veteran (VA) loan include: 

• No money down required
      Providing you zero down financing is the least we can do for your service.
• Closing costs comparable – and sometimes lower - than other financing types.
• No private mortgage insurance requirement.
      Mortgage insurance can add more than $100 per month to your payment.  VA loans do NOT require mortgage insurance!
• Right to prepay loan without penalties.
      You can pay off your loan early, or pay additional each month, to your VA loan without any penalties at all. 
• Mortgage can be taken over (or “assumed”) by the buyer when a home is sold. 
      Interest rates are low, which is a HUGE advantage right now. Later when interest rates are higher, another veteran can assume your loan at the lower interest rate.
• Counseling and assistance available to veteran borrowers having financial difficulty or facing default on their loan. In this economy, you just never know what will happen. The VA helps veterans keep your home should you face financial difficulties.
• Veterans who are receiving VA disability may have discounted costs and may have a discount on property taxes. If you are receiving disability from the VA, obtaining VA financing may have reduced costs. Be sure to ask Ron Pippin about this!

As a Veteran of the military, reserves, active reserves, or a currently serving, a VA loan can be used to buy a home, build a home and even improve a home with energy-saving features such as solar or heating/cooling systems, water heaters, insulation, weather-stripping/ caulking, storm windows/doors or other energy efficient improvements approved by the lender and VA.

You can apply for a VA loan with me.  Living close to an air force base, (Hill AFB) I have provided many people with this great loan option.

Contact Ron and I will walk you through the entire process.