Home Run II
At the beginning of September 2009, Utah released the Home Run 2 grant. Intended to help spur the econmy, the Home Run 2 grant provides $4,000 for those buying a new never been lived in home, a home under construction, or allowsyou to build a new home.

If you are going to build, make sure you contact Ron or Sandy BEFORE you do anything. If you buy a lot or start your project without following the correct steps, you may disqualify yourself from the grant.

To qualify for the Home Run 2 grant:

1 - The home must be your primary residence
2 - You cannot have particapted in the original Home Run gratn program
3 - Your income must be under $75,000 a year if single or $150,000 a year if married
4 - You must secure your grant by November 30, 2009
5 - If you are building, the home must be completed by June 30, 2010
6 - You must use an APPROVED lender (yes, we are!) unless you are paying cash.

The easiest thing to do is just Call us and we can give you all the detials and help you secure your grant!

Home Start Government Grant
Home Start government grant gives you up to $5,000 to use for the purchase of a new home. This grant is for low income families as defined by HUD (email me or call me and I will explain) . To receive the HomeStart government grant, we will look at how much money you have saved in your bank account. You will then receive 3 times that amount in a grant - up to $5,000.  For example, if you saved $1,000, you will receive $3,000.  If you have $1,667 you will receive the maximum amount of $5,000. The home must be your primary residence (no investors or second homes). 

You can use this government grant for your down payment and reduce your loan by that amount.  The grant does not have to be paid back as long as you don't move or sell the home in the first 5 years.  If you do, then the funds may need to be paid back on a pro-rated basis for the time you were there.  There is no restriction on where you buy your home (unlike many other grants) as long as it is in Utah.

Call or email me for all the details

In Utah, there are only a handful of places you can get this grant. Ron Pippin at Bank is one of those few places!  Call me and I will help you get approved for these funds.

CIty and State Programs:
Many cities have "own in (your city)" program.  This is money that is available to you from $2,000 to $20,000.  Use this grant to pay for a down payment or closing costs.  Most often this is a true grant, which means the money does not have to be repaid as long the home is your primary residence and you live in the home for a specific period of time.

Logan has up to $10,000
Ogden has up to $10,000
Davis County has $2,000
Provo has up to $10,000
Murray has up to $5,000

And the list goes on....

Ron Pippin and Sandy Pippin have a list with over 40 programs available in Utah!  Check with us to find out which program have funding right now and which you may qualify for.

Teacher Next Door Government Grant
Teacher Next Door is a government grant where teachers can obtain grants for homes and may be able to buy a home for 50% of the home value.  Teachers must by purchasing a home within the school district in which they teach and may be subject to “targeted areas”.  The home must be the primary residence.

Not much is covered about this program simply because, though a great concept, it is extremely difficult to find a home covered by this program.

Cop Next Door Government Grant
This is the same as “Teacher Next Door” but is a program designed specifically for police officers.